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1、中國證券投資基金發(fā)展困境研究
本篇論文目錄導(dǎo)航: 中國證券投資基金發(fā)展困境研究證券投資基金行業(yè)概況我國證券投資基金的作用及面臨的問題我國證券投資基金發(fā)展的對策建議我國證券投資基金發(fā)展的案例分析國內(nèi)證券投資基金行業(yè)問題研究結(jié)論與參考文獻(xiàn)
摘 要
上世紀(jì)九十年代,伴隨著我國改革開放步伐的穩(wěn)步邁進(jìn),金融市場不斷地擴(kuò)大與完善,傳統(tǒng)的上交所、深交所場內(nèi)股票市場及場外的國債柜臺市場已經(jīng)遠(yuǎn)遠(yuǎn)不能滿足普通投資者的投資需求,在此大背景下以證券投資基金為代表的新興市場孕育而生。而進(jìn)入二十一世紀(jì)以來,我國證券投資基金業(yè)迎來跨越式飛速發(fā)展,基金產(chǎn)品種類日漸豐富,投資
2、范圍日趨多元化,基金管理人和托管人更加專業(yè)化,因此證券投資基金在我國被越來越多的投資者所青睞。我國證券投資基金業(yè)的發(fā)展對于改善我國證券市場投資者結(jié)構(gòu)、促進(jìn)上市公司法人治理結(jié)構(gòu)優(yōu)化、加快儲蓄向投資的轉(zhuǎn)化、繁榮資本市場等方面起到了重要的作用。縱觀證券投資基金的發(fā)展現(xiàn)狀,發(fā)達(dá)國家證券投資基金發(fā)展迅猛、勢頭強(qiáng)勁,其基金業(yè)已經(jīng)成為與銀行業(yè)、證券業(yè)、保險業(yè)并駕齊驅(qū)的金融體系的四大支柱產(chǎn)業(yè)之一。與此同時,我國證券投資基金業(yè)也進(jìn)入了全面發(fā)展時期,基金規(guī)??焖僭鲩L、基金品種日趨多樣化、以外資銀行為主體的海外金融資本全面進(jìn)入中國基金市場,中外合資的基金公司與日俱增。然而伴隨著證券投資基金行業(yè)的不斷發(fā)展,其存在的問
3、題也日漸凸顯出來,揭示證券投資基金行業(yè)所存在的問題并采取措施予以有效的解決不僅關(guān)系到該行業(yè)未來的發(fā)展,還對中國資本市場的穩(wěn)定起著至關(guān)重要的作用。
本文通過理論分析與實證研究對證券投資基金行業(yè)發(fā)展所面臨的問題進(jìn)行深入探討,著重指出證券市場不成熟、基金公司內(nèi)部控制混亂、政策等相關(guān)法律不健全、監(jiān)管力度不夠是影響我國證券投資基金發(fā)展的主要問題。然而從市場的發(fā)展前景來看,我國證券投資基金市場作為資本市場中重要的組成部分依然有著相對廣闊的空間,在金融改革浪潮中持續(xù)完善證券投資基金管理要從改善證券市場環(huán)境,完善法律法規(guī)體系,加強(qiáng)基金托管人的監(jiān)督工作、強(qiáng)化基金公司的激勵和約束機(jī)制、加強(qiáng)基金公司內(nèi)
4、部控制、加大證券投資基金行業(yè)監(jiān)管力度等方面及時采取措施,以推動我國證券投資基金行業(yè)的健康發(fā)展。
關(guān)鍵詞:證券投資基金,內(nèi)部控制,監(jiān)管
Abstract
In the 1990s, along with China s reform and opening up steadily forward, thefinancial markets continue to expand and improve the traditional the Shanghai StockExchange, the Shenzhen Stock Exchange stoc
5、k market inside and outside the nationaldebt counter market has been far from ordinary investors meet investment demand, inthis context of securities investment funds represented by the emerging markets bred.
And the twenty-first century, China s securities investment fund industry is facin
6、grapid development by leaps and bounds, fund product range increasingly rich range ofincreasingly diversified investment fund managers and trustees more specialized, andtherefore are more securities investment funds in our country An increasing number ofinvestors favor. Development of China s secu
7、rities investment fund industry toimprove the structure of China s stock market investors and promoting corporategovernance structure of listed companies to optimize and accelerate transformation ofsavings into investment areas, prosperous capital markets play an important role.
Throughout
8、the current development of securities investment funds, securitiesinvestment funds in developed countries is developing rapidly, the strong momentumof its fund industry has become one of the four pillar industries of banking, securitiesand insurance industries to keep pace with the financial system.
9、 At the same time,China s securities investment fund industry has entered a period of development, therapid growth of the fund size, fund products is becoming more diverse, foreignfinancial capital to foreign banks full access to China as the main market fund, a jointventure fund company growing.
10、However, with the continuous development of thesecurities investment fund industry, its problems are increasingly prominent,securities investment fund industry reveal the problems and to take effective measuresto resolve not only to the future development of the industry, but also on China scapita
11、l market stability plays a vital role.
Through theoretical analysis and empirical research on the problem ofdevelopment of the securities investment fund industry is facing an in-depthdiscussion highlighted the immature stock market, fund companies to control internalchaos, policy and other r
12、elevant laws are not perfect, inadequate supervision is theimpact of China s securities investment fund the main problem of development.
However, from the perspective of the development prospects of the market, China ssecurities investment fund market as a capital market still has an impo
13、rtant part of arelatively broad space, the wave of reforms in the financial securities investment fundmanagement continued to improve from the stock market to improve the environment,improve laws and regulations system to take timely measures to strengthen oversightof the fund custodian, fund compan
14、ies to strengthen the incentive and restraintmechanisms, strengthen the Fund s internal control, increased supervision of thesecurities investment fund industry, so as to promote the healthy development ofChina s securities investment fund industry.
Keywords:Securities investment fund, In
15、ternal control, Supervision
目錄
第 1 章 引言
1.1 研究的背景與目的
1.2 研究內(nèi)容
1.3 研究方法
第 2 章 證券投資基金行業(yè)概況
2.1 證券投資基金概述
2.1.1 證券投資基金含義
2.1.2 證券投資基金類型
2.1.3 證券投資基金的功能
2.2 證券投資基金的發(fā)展歷程回顧
2.2.1 證券投資基金的啟蒙時期
2.2.2 證券投資基金的產(chǎn)生時期
2
16、.2.3 證券投資基金全面發(fā)展時期
2.3 我國證券投資基金的研究綜述
第 3 章 我國證券投資基金的作用及面臨的問題
3.1 我國證券投資基金發(fā)展的作用
3.1.1 發(fā)展證券投資基金有利于社會融資結(jié)構(gòu)的優(yōu)化
3.1.2 發(fā)展證券投資基金有利于優(yōu)化金融結(jié)構(gòu)并促進(jìn)經(jīng)濟(jì)增長
3.1.3 發(fā)展證券投資基金有利于證券市場的穩(wěn)定和健康發(fā)展
3.1.4 發(fā)展證券投資基金有利于完善金融與社會保障體系
3.2 我國證券投資基金發(fā)展的主要問題
3.2.1 國內(nèi)證券市場環(huán)境制約行業(yè)的發(fā)展
17、
3.2.2 基金管理公司內(nèi)部控制存在隱患
3.2.3 證券投資基金法律法規(guī)和監(jiān)管制度不健全
第 4 章 我國證券投資基金發(fā)展的對策建議
4.1 改善證券市場環(huán)境
4.1.1 提升上市公司質(zhì)量水平
4.1.2 引導(dǎo)基金投資者樹立理性的投資觀念
4.1.3 完善證券投資基金市場基礎(chǔ)設(shè)施和條件
4.2 加強(qiáng)基金管理公司內(nèi)部控制
4.2.1 完善內(nèi)部治理結(jié)構(gòu)
4.2.2 完善內(nèi)部監(jiān)管制度
4.2.3 強(qiáng)化激勵約束機(jī)制
4.3 健全基金監(jiān)管體系
4.3.1 探求監(jiān)管思路的市場化
4.3.2 加強(qiáng)基金托管人的監(jiān)督
4.3.3 完善監(jiān)管法律體制
第 5 章 案例分析
5.1 案例背景
5.2 案例問題
5.3 案例解析
第 6 章 結(jié)論
參考文獻(xiàn)
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